Debt Consolidation:
One Easy Payment,
Real Debt Relief.

Overwhelmed by Debt? You’re Not Alone.

At Affordable Debt Consolidation, we help Texans simplify their finances by combining credit cards, medical bills, payday loans, and more into one manageable monthly payment.

See What You Qualify for

Book Your Free Debt Consolidation Review

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How Much Debt Do You Owe?

$63,000

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Local Texas news outlets often turn to us not just for tips, but because we deliver the most effective debt consolidation solutions available, backed by experience and proven results.

Debt Relief in Austin, Texas

Austin residents looking for real answers to debt can count on Affordable Debt Consolidation. Our accredited debt relief programs and simple consolidation plans are built for Texans—led by Certified Texas Debt Specialists who serve only local clients. We provide the best debt relief programs in Texas, including credit card debt relief, with costs up to 40% lower than national firms. From seniors to high-income earners, we offer trusted options. Discover how Texas debt relief works—no pressure, just affordable help when you're ready to move forward.

Find the Right Austin Debt Relief Program for You

At Affordable Debt Consolidation, we proudly serve Austin residents and communities across Texas. If credit card debt, payday loans, or other unsecured debts are causing you stress, you’re not alone — and you don’t have to face it alone. Our caring Certified Texas Debt Specialists are here to guide you with expert advice and real solutions.


We specialize exclusively in debt relief programs for Texas residents, with fees approximately 40% lower than many out-of-state debt relief companies. When you choose us, you’re choosing a local team that understands the financial realities of living in Austin.


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How We Help You with Austin Debt Relief

1. Tailored Debt Relief Strategies

No two financial stories are the same. We work with Austin residents to create a personalized debt relief plan that fits their needs — whether it’s high credit card balances, personal loans, or medical debt.

2. One Lower Monthly Payment

Imagine replacing multiple payments with one simple monthly payment — often up to 50% lower than what you're currently paying. We help you take back control of your finances with confidence.

3. A Faster Road to Freedom

With Affordable Debt Consolidation, many Austin clients complete their programs in as little as 12 to 48 months. It's not just about paying off debt — it's about giving you the opportunity to build a stronger financial future.


Whether you need top-rated credit card debt relief services in Texas, debt relief for oldies, or the best debt relief for seniors with high income, we’re ready to find the right solution for you.


Why Choose Affordable Debt Consolidation?

✅ Texas-Based Experts

We focus only on Texas debt relief. We know the unique needs of Austin residents, and we're here to offer solutions that national companies can't match.

✅ Lower Fees, Bigger Savings

Our fees are about 40% lower than many national competitors, keeping more of your money working for your financial goals.

✅ Support from Certified Professionals

You’ll work directly with compassionate Certified Texas Debt Specialists who truly care about your future.

✅ Programs for Every Life Stage

Whether you’re seeking debt relief strategies for high student loan debt, exploring credit card forgiveness for elderly, or looking for online debt relief programs for young adults struggling, we have plans that fit your life.

✅ Proven Results Across Texas

We proudly provide some of the best debt relief programs for credit card debt in Texas, trusted by clients in Austin and beyond.


Understanding Your Options

Wondering how Texas debt relief works? We’re here to make it simple and easy to understand. Whether you’re looking into national debt relief programs for Texas residents, considering Texas debt relief programs for high-income families, or seeking help with a truck driver debt relief program, we’re ready to walk you through your options.


Texas residents may be eligible for debt relief, and learning about your choices could be the first step toward a brighter future.


Take the First Step in Austin Today

There’s no obligation to talk with us, and getting started is fast and stress-free. Whether you’re exploring the best debt relief for seniors, looking for debt relief services for credit card debt in Texas, or seeking the best debt relief programs for credit card debt in Texas, we’re ready to help.


Let’s talk about your options.

Your path to a stronger, debt-free future in Austin can begin today — and Affordable Debt Consolidation is ready to help you get there.



Why Choose Affordable Debt Consolidation in Austin?

At Affordable Debt Consolidation, we know that life in Austin can come with unique financial challenges. Whether you’re facing high living expenses, unexpected setbacks, or mounting credit card debt, we’re here to help you find a way forward. We serve only Texas residents, offering personalized debt consolidation programs with fees up to 40% lower than national providers. Our Certified Texas Debt Specialists provide compassionate, straightforward support designed to help you eliminate debt and feel more in control of your future.

How to Get Started with Debt Consolidation in Austin

Getting started is simple and stress-free. You can fill out our secure online form whenever you’re ready, or give us a call to speak directly with a Certified Texas Debt Specialist. We’ll listen to your situation, answer your questions, and walk you through your options. Our goal is to make the process clear and comfortable—so you can take the first step with confidence.

Contact Us

Phone Number: 512-960-4733
Business Hours: Mon–Sat 8am–6pm
Corporate Office: 40 NE Interstate 410 Loop, San Antonio, TX 78216

Additional Resources for Austin Residents

FAQ’S