
We Have the Lowest Fees Guaranteed
What’s Your Total Unsecured Debt Amount?
$63,000
Overwhelmed by debt? Connect with a Texas Debt Specialist for a free, no-obligation consultation tailored to your financial needs.
Real Debt Help for Texans With No Surprises.

At Affordable Debt Consolidation, we believe Texans deserve honest, straightforward support. That’s why we never charge hidden fees or surprise you with fine print. Our goal is to provide transparent, compassionate guidance that puts you back in control of your finances.
If you’re feeling weighed down by credit card debt, payday loans, or other unsecured debt, you’re not alone—and you’re in the right place. Many of your neighbors across Texas have turned to us for relief and found real, lasting solutions.
Unlike national companies, we work exclusively with Texas residents—and we understand the unique challenges Texans face. Plus, our fees are often 40% lower than big out-of-state debt relief firms, so more of your money goes toward getting you out of debt—not paying extra costs.
How We Can Help:
Tailored Debt Plans That Fit Your Life
Our Certified Texas Debt Specialists will take the time to understand your situation and build a personalized debt plan that works for your goals and your budget.
Lower Monthly Payments
You could combine your unsecured debts into one simple monthly payment—often up to 50% less than what you’re paying now. That means less stress and more room to breathe.
A Clear Path to Becoming Debt-Free
Many of our clients are able to eliminate their enrolled debts in as little as 12 to 48 months. With the right plan and steady support, financial freedom can be closer than you think.

Let’s Talk, Neighbor
You don’t have to face this alone. If you’re ready to take the first step toward a debt-free life, we’re here to help—right here in Texas. Reach out today for a free consultation with one of our friendly, experienced Certified Texas Debt Specialists. A brighter financial future might just be one conversation away.

How It’s Done
We keep it simple, our Texas Debt Specialists walk with you every step.

Connect with a Texas Debt Specialist
Let’s talk about your debt, we’ll lay out your options, with zero obligation

Get your Texas-built plan, designed to fit your finances
Review and approve your personalized plan built just for you.

Debt freedom could come faster than you think
Start living again—most Texans we help resolve debt in 12–60 months.