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This Online Privacy Policy applies to this website owned and operated Debt Redemption Inc., sometimes referred to as Company. This Policy describes how Company collects and uses the personal information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information.

Agreement to this Policy: By using this Site you consent to this Online Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.

Personal Information: We collect contact Information such as name, email address, and phone number and additional information about your situation that you may provide.

We collect this information when you sign up to receive communication and provide information about out services or answer questions. We may also send you a newsletter or other marketing communications.

Information Sharing: We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell, rent, trade, or otherwise share your personal information with third parties without first providing you notice and choice.

We may provide your personal information to affiliates or service providers acting on our behalf for limited purposes. For example, we may share personal information with our agents or service providers to provided requested or contracted services to you. These third parties are authorized to use your personal information only to perform the service they are providing for us or to you by your request.

We reserve the right to disclose your personal information as required by law to comply with a court order or similar legal process and when disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, and/or respond to a government request.

In the event Debt Redemption Inc. goes through a business transition such as acquisition, merger, or a sale of assets, your personally identifiable information could be transferred. You will be notified via email, US Postal Mail and/or a prominent notice on our website of any such change in ownership or control of your personal information including any options regarding your personal information.

Opt-Out: You may opt-out of receiving marketing emails from us by following the unsubscribe instructions included in each newsletter or marketing email or you can contact us at: 800-971-4060 or by mail at the address listed below.

Legitimate Interests: We may use cookies, log files, enhanced email, connected mobile, and connected TV communications for our legitimate interests of providing you with relevant and personalized interactions, in accordance with Article 6(1)(f) of the GDPR.

Cookies and Other Tracking Technologies: Debt Redemption Inc. and our affiliates may use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and to gather demographic information about our users. You can control the use of cookies at the individual browser level.

Enhanced Email Communications
Email marketing communications that you may receive from Debt Redemption Inc., may contain code that operates similar to a cookie, called a pixel. Pixels are usually short lines of HTML code that are activated when you open or click content within an email. Measuring and analyzing these interactions enable more contextual and personalized email communications, as well as inform tactics across connected mobile and connected TV tactics through the process of data onboarding.

Correcting and Updating Your Personal Information Upon request we will provide you with information about whether we hold any of your personal information. If you wish to request access, or deletion of your personal information please contact us at 800-971-4060

Data Retention We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Cookies and Devices will be stored in the DMP for up to 90 days but may be stored with our advertising partners up to 180 days.

Links to Other Websites Our site includes links to other websites whose privacy practices may differ from those of sites owed by company. If you submit personal information to any of those sites, your information is subject to their privacy statements. We encourage you to carefully read the privacy statement of any website you visit.

Social Media Widgets Our website includes Social Media Features, such as the Facebook Like button, and Widgets, such as the Share This button or interactive mini-programs that run on our website. These Features may collect your Internet protocol address, which page you are visiting on our website, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our website. Your interactions with these Features are governed by the privacy statement of the company providing it.

Security The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Protecting Children’s Privacy Online
The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. We do not knowingly collect information from children under 13. Visit the Federal Trade Commission website for more information about the Children’s Online Privacy Protection Act (COPPA). If you believe that we have received information from a child or other person who is not of a majority age in their relevant jurisdiction, please contact us at our email or physical mailing address listed in the “Contact Us” section below and we will take all reasonable efforts to remove the information.

Notification of Privacy Statement Changes. We may update this policy from time to time as our information practices are modified or changed. If we make changes to the Privacy Notice, we will revise the “Last Updated” date at the top of this Notice. Any changes to this Notice will become effective when we post the revised Notice on the Site. Your use of the Site following these changes means that you accept the revised Notice.

Contact Information You can contact us by writing at 40 NE Loop 410, #408, San Antonio, TX 78216.


*Affordable debt consolidation’s performance (settlement) fees are 15% versus up to 25% charged by many out-of-state competitors. Affordable Debt Consolidation is not a lender but offers an affiliate platform to receive loan offers from multiple lenders. Clients who are able to remain with the program and resolve all their debts generally experience an approximate 45% reduction of their enrolled balance before our performance fee of 15%, a $9.95 monthly bank fee, and any optional third-party fees. Individual results may vary based on the ability to save sufficient funds, the ability to complete the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to be a guarantee that your debt balances will be lowered by a specific amount or percentage or that you will be debt-free within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to a creditor. The use of debt settlement services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors, and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. We do not provide credit repair services. For answers to common questions, please visit our FAQs page. Optional separate legal services may be offered by attorneys or legal plan providers and all associated fees are paid directly to the providers. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs are only available to Texas residents. Logos used are the property of their respective owners. Affordable Debt Consolidation is a DBA of Debt Redemption Inc.

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