1. Affordable Debt Consolidation’s Debt Relief program is 20 to 50% LESS compared to most out-of-state companies.  Our program is exclusively for Texans. Talk to one of our Texas Debt Specialists to learn about our advantages and savings over the “cookie-cutter” programs offered by other companies.
2. We provide an affiliate platform to shop many different lenders for credit card Debt Consolidation Loans up to $100,000.  
3. We also offer an affiliate program to reduce interest rates without any new loans, in addition to our Debt Relief program to negotiate significant balance reductions.
4. We can assist if you are facing creditor lawsuits.
5. Phone and office consultations are free with no obligation.
6. Affordable Debt Consolidation is 100% veteran-owned, Texan-owned, state-licensed, and accredited with an A+ Better Business Bureau rating.  

Our Texas Debt Specialists assist Texans with multiple programs offered by our company and our highly rated partners. Our affiliate Credit Counseling program can lower interest rates on most credit card debt without a new loan. Debt Relief using Debt Settlement negotiates significant reductions in the amount you pay back your creditors. We also offer an affiliate platform to shop dozens of lenders who offer Debt Consolidation Loans to Texas residents who qualify. Any of these options will allow you to “consolidate” debt with one monthly program amount.

Affordable Debt Consolidation is not a lender. We offer an affiliate platform to shop dozens of lenders who provide credit card Debt Consolidation Loans to Texas residents in addition to our Debt Relief services. Shopping multiple lenders with our affiliate platform is free, and it will give you an advantage compared to applying with an individual lender. Another benefit is that reviewing the offers from many lenders will not impact your credit score. If you have been previously unable to qualify for a Debt Consolidation Loan, speak to one of our Texas Debt Specialists about our affiliate platform or about options to resolve debt without the need for any new loans. Our Debt Relief programs often provide a monthly program payment of less than half compared to high-interest minimum payments.

Debt Negotiation is also referred to as Debt Relief, Debt Resolution, or Debt Settlement. This method resolves your unsecured debt by negotiating a lower amount to pay your creditors and settle in full with a zero balance. The process involves setting money aside in a new special purpose account rather than making small monthly payments to your creditors. Each enrolled debt is negotiated and settled one at a time using money that accrues in the special purpose account until all debts settle with a zero balance remaining. The monthly amount you set aside is often less than half compared to making high-interest credit card monthly payments.